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Carer's Allowance — What You're Entitled to as a Carer

Carer's Allowance is a benefit for people who provide at least 35 hours a week of care for a disabled person. It's one of the most overlooked benefits in the UK — millions of unpaid carers are entitled but don't claim. This guide explains the eligibility rules, the earnings limit, how Carer's Allowance interacts with other benefits, and how to claim.

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Who can claim Carer's Allowance?

You can claim Carer's Allowance if:

  • You're 16 or over
  • You spend at least 35 hours a week caring for someone
  • The person you care for receives PIP daily living component (either rate), DLA middle or high care component, Attendance Allowance, or certain other disability benefits
  • You're not in full-time education
  • Your earnings after allowable deductions are no more than £151 per week (2024/25)
  • You're habitually resident in Great Britain
You do not need to live with the person you care for. You can care for someone who lives separately, as long as you provide the required hours of care.
Scotland — Carer Support Payment: Scotland is replacing Carer's Allowance with Carer Support Payment, administered by Social Security Scotland. The eligibility rules and rates are being kept broadly the same during the transition.

How much is Carer's Allowance?

Carer's Allowance is currently £81.90 per week (2024/25). It is paid weekly in arrears or fortnightly.

You may also be entitled to a Carer's Element in Universal Credit (£198.31/month) if you claim UC and meet the caring criteria — even if you don't receive Carer's Allowance itself.

The earnings limit: You can earn up to £151/week net (after deductions for tax, NI, half of any pension contributions, and some care costs). If you earn over this — even by £1 — you lose all of Carer's Allowance for that week. Plan shifts and overtime carefully to avoid breaching this limit.

How Carer's Allowance affects other benefits

This is where many carers get caught out — Carer's Allowance has a complex relationship with other benefits:

  • Carer's Allowance counts as income for means-tested benefits (UC, Housing Benefit, Council Tax Reduction)
  • If you receive UC, your UC award is reduced pound-for-pound by any Carer's Allowance you get — but you also gain the Carer's Element (£198.31/month), which is usually more
  • If you're on Pension Credit, receiving Carer's Allowance can entitle you to an additional 'carer premium'
  • The person you care for may lose their 'severe disability premium' in their own benefits when you claim Carer's Allowance — check this before claiming
  • State Pension — claiming Carer's Allowance protects your NI record with carer credits
Before claiming Carer's Allowance, use the Turn2us benefits calculator (turn2us.org.uk) or speak to a welfare rights adviser to check the net impact on your household income. For some households the overall effect is negative.

How to claim Carer's Allowance

1
Check the person you care for receives a qualifying benefit
The most common qualifying benefits are PIP daily living component (either rate), DLA middle or high care component, and Attendance Allowance. If they're awaiting an assessment, wait until they receive the qualifying award before claiming.
2
Claim online or by post
Claim at gov.uk/carers-allowance or call 0800 731 0297 to request a claim form. You'll need the claimant's NI number, bank details, the person you care for's details and their benefit reference number.
3
Backdating
Carer's Allowance can normally only be backdated by 3 months. If you should have claimed earlier, you can request backdating by explaining your reasons in writing.

What happens when caring ends or circumstances change

  • You must report changes in circumstances promptly — including changes to your earnings, hours of care, or the person's disability benefit
  • If the person you care for goes into hospital for more than 4 weeks, Carer's Allowance may be reduced or stopped
  • If the person you care for dies, Carer's Allowance continues for 8 weeks
  • Overpayments can occur if you don't report changes — these must be repaid and can be recovered from future benefits
  • If your earnings go over the limit temporarily, you can contact DWP and some short-term fluctuations may be managed

Get advice about your specific situation

Ash is a free UK guidance assistant. Ask about your rights, get step-by-step guidance, and generate a formal letter if you need one.

Talk to Ash — it's free

No sign-up · No account · Works for England, Scotland, Wales & Northern Ireland

Related guides

PIP
PIP is one of the qualifying benefits for Carer's Allowance.
Universal Credit
The Carer's Element in UC and how caring affects your award.
Benefits Appeals
How to challenge a Carer's Allowance decision.
Mandatory Reconsideration
The first step in challenging any DWP decision.