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Housing Disrepair Claims UK: Compensation Guide

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Checked against legislation.gov.uk, GOV.UK and the Ministry of Justice. Edited by Steven Butler.

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In England, if your rented home is not fit for human habitation, GOV.UK says tenants can take their landlord to court, and the court can make the landlord carry out repairs and pay compensation. You need to tell your landlord about the problem first and allow a reasonable time for it to be fixed.

Key points
  • ✓The Homes Act only applies to tenants in England. If the court decides the home is unfit, it can make the landlord do the necessary works, pay compensation, or both.
  • ✓GOV.UK says you should tell your landlord about the problem, in writing if possible, and allow a reasonable amount of time for it to be fixed.
  • ✓Under the pre-action protocol for housing conditions claims, the landlord should normally reply to a letter of claim within 20 working days of receipt.
  • ✓There is no fixed limit on how much compensation may be awarded. The court looks at how long the home was unfit, how bad it was and how this harmed you.
  • ✓Reporting repairs can no longer be answered with a no-fault eviction in England, because that route was abolished on 1 May 2026. A landlord must now prove a Section 8 ground in court.

Your landlord's duties come from several laws and rules:

  • Landlord and Tenant Act 1985, section 11: in a lease to which it applies, the landlord must keep in repair the structure and exterior of the dwelling-house, and keep in repair and proper working order the installations for the supply of water, gas and electricity, for sanitation, for space heating and for heating water
  • Landlord and Tenant Act 1985, section 9A, inserted by the Homes (Fitness for Human Habitation) Act 2018: for a dwelling in England, the landlord is taken to promise that it is fit for human habitation when the lease starts and will remain fit during the term
  • Housing Health and Safety Rating System: if a council considers that a category 1 hazard exists on residential premises, it must take the appropriate enforcement action, and serving an improvement notice is one course of action available
  • Environmental Protection Act 1990, sections 80 and 82: a statutory nuisance (including serious damp) can be reported to the council, which must serve an abatement notice, and you can also apply to the magistrates' court yourself if the council does not act
  • Awaab's Law (in force since 27 October 2025): social landlords must investigate significant hazards caused by damp or mould and all emergency hazards in your home and make them safe within set deadlines
GOV.UK says your landlord must fix problems in your home, but you need to tell them so that they can. You should make the request in writing if possible, which includes email or text provided you keep them as evidence, and allow your landlord a reasonable amount of time.

For social landlords, GOV.UK's guide for tenants says emergency hazards must be investigated and made safe within 24 hours, and significant damp and mould hazards must be investigated within 10 working days of being reported and then made safe within 5 working days of the investigation finishing.

GOV.UK says there are different housing standards and procedures in Scotland and in Northern Ireland.

What qualifies as housing disrepair?

For private renters, GOV.UK says your landlord is always responsible for repairs to:

  • Yes: the property's structure and exterior
  • Yes: fire safety issues
  • Yes: basins, sinks, baths and other sanitary fittings including pipes and drains
  • Yes: heating and hot water
  • Yes: gas appliances, pipes, flues and ventilation
  • Yes: electrical wiring
  • Yes: any damage they cause by attempting repairs

GOV.UK says your landlord is usually responsible for repairing common areas, for example staircases in blocks of flats, and that you should check your tenancy agreement if you are unsure.

For council tenants, GOV.UK says the council is responsible for making sure the structure of your property is kept in good condition, including the walls, ceiling, roof and windows, that gas and electricity appliances work safely, and that shared parts of a building or housing estate are kept in good condition. For housing association tenants, GOV.UK says your home must be safe and free from category 1 hazards, in a reasonable state of repair, equipped with reasonably modern facilities and warm enough.

Step 2 of GOV.UK's guide to the Homes Act asks whether the problem is one of these:

  • Yes: the building has been neglected and is in a bad condition
  • Yes: the building is unstable
  • Yes: there is a serious problem with damp
  • Yes: it has an unsafe layout
  • Yes: there is not enough natural light
  • Yes: there is not enough ventilation
  • Yes: there is a problem with the supply of hot and cold water
  • Yes: there are problems with the drainage or the lavatories
  • Yes: it is difficult to prepare and cook food or wash up

The guide also lists 29 hazards, including damp and mould growth, excess cold, excess heat, and domestic hygiene, pests and refuse. Step 3 asks whether the problem is so bad that it makes your house or flat not fit to live in.

GOV.UK says your landlord is responsible for fixing a lot of problems in your home, with some exceptions. These do not count under the Homes Act:

  • No: Problems caused by you or another tenant behaving irresponsibly or illegally
  • No: Events like fires, storms and floods which are completely beyond the landlord's control
  • No: Your possessions or furniture belonging to previous tenants
  • No: Work where the landlord has not been able to get permission from people like the owners of a building that has flats in it, or the local council if planning permission is needed
The Homes Act only applies to tenants in England. GOV.UK says it does not cover people who have licences to occupy instead of tenancy agreements, which may include lodgers, some people who live in temporary accommodation, and some, but not all, property guardians.

What compensation can you claim?

GOV.UK's guide says there is no fixed limit on how much may be awarded, and that the court judges it depending on the facts such as how bad the problem is, the mental or physical health problems it has caused and the length of time the problem has existed.

What the court can order
If the court decides the home is not fit for human habitation, it can make your landlord do the necessary works to improve your home, make your landlord pay you compensation, or do both.
How the amount is decided
The court decides how much the compensation should be by looking at how long the house or flat was unfit, how bad it was and how this harmed you.
Evidence of what you lost
GOV.UK's guide suggests keeping receipts of items you have had to replace, for example wallpaper that has been damaged by mould, or carpets suffering water damage from a faulty pipe.
Evidence of health effects
GOV.UK's guide suggests a doctor's note setting out any mental or physical health problems that have been caused or made worse by your home being unfit for human habitation.
Legal costs
The court may also order your landlord to pay some or all of your legal costs. If you do not win the case in court, you might have to pay some costs.

The pre-action protocol notes that housing conditions claims may contain a personal injury element.

How to pursue a housing disrepair claim

1
Tell your landlord in writing
GOV.UK says you should make a request for the problem to be fixed, in writing if possible, which includes by email or text provided you keep them as evidence. If you have a letting agent, send the letter or email to them too. Keep a copy of the letter and any reply you get.
2
Allow a reasonable time for repair
GOV.UK says your landlord has a duty to repair any problems in your home in a reasonable amount of time, and that the amount of time depends on what the problem is and how serious it is.
3
Contact the council (Environmental Health)
GOV.UK says that if repairs are not done you can contact the environmental health department at your local council for help, and that they must take action if they think the problems could harm you or cause a nuisance to others. If you think your home is unsafe, contact the housing department at your local council: GOV.UK says they will do a Housing Health and Safety Rating System assessment and must take action if they think your home has serious health and safety hazards. Since Section 21 was abolished in England on 1 May 2026, your landlord cannot respond by simply giving you notice: they would have to prove a specific ground in court.
4
Council and housing association tenants: complain
GOV.UK says to complain to your council or housing association, and to contact the Housing Ombudsman if you cannot resolve the problem.
5
Send a letter of claim
GOV.UK says that if you go to court you will need to show that you tried to sort out the problem with your landlord first. The pre-action protocol for housing conditions claims says the tenant should send the landlord a letter of claim at the earliest reasonable opportunity. The landlord should normally reply within 20 working days of receipt, and receipt is deemed to take place two days after the date of the letter. The protocol says it should be followed in all cases, whatever the value of the damages claim.
6
Experts and inspection
The protocol says that if the landlord does not object to the proposed expert within 20 working days of receiving the letter of claim, the expert should be instructed as a single joint expert, and that the property should be inspected within 20 working days of the date the landlord responds to the letter of claim.
7
No reply from the landlord
The protocol says that failure to respond within 20 working days of receipt of the letter of claim, or at all, is a breach of the protocol and the tenant is then free to issue proceedings. If a claim goes to litigation, the court will expect all parties to have complied with the protocol as far as possible.
8
Issue court proceedings
GOV.UK's guide points tenants to the small claims track, fast track and multi-track guidance to start the court process, and says that for smaller claims you need to fill in form N1. It says you will have to pay a fee with your court form, and that you will get this back if you win your case.

GOV.UK's guide says the evidence you gather before going to court can include:

  • copies of letters or emails you sent to your landlord or letting agent and local council about the repairs
  • photographs of the problems
  • a doctor's note setting out any mental or physical health problems that have been caused or made worse by your home being unfit for human habitation
  • receipts of items you have had to replace
  • a copy of your tenancy agreement if you have one, or proof you are paying rent to your landlord
  • a report from any experts you have paid to look at the problem, which is optional

No-win no-fee housing disrepair claims

GOV.UK says you might be able to get legal aid for problems like homelessness, eviction, losing your home, or serious disrepair. Our legal aid guide covers who can apply.

  • Where the claim includes a personal injury element, the success fee taken from your general damages for pain, suffering and loss of amenity is capped by law at 25% in proceedings at first instance

The pre-action protocol says that if the tenant's claim is settled without litigation on terms which justify bringing it, the landlord will pay the tenant's reasonable costs.

Retaliatory eviction protection

What the law now says about eviction after you report disrepair:

  • There is no longer a Section 21 route in England, so a landlord annoyed by a council improvement notice cannot simply end your tenancy. They must prove a ground for possession, and Grounds 1 and 1A (moving in or selling) are closed to them in the first 12 months of the tenancy
  • Where a landlord seeks possession under Ground 6B because they are subject to enforcement action, the court can order them to pay you compensation.
  • Wales: similar provisions apply under the Renting Homes (Wales) Act 2016

The old protection, in the Deregulation Act 2015, worked by invalidating a Section 21 notice served within 6 months of a council improvement notice or emergency remedial action.

Time limits for housing disrepair claims

The pre-action protocol says there are statutory time limits for starting proceedings. If a tenant starts a claim after the limitation period applicable to that type of claim has expired, the landlord will be entitled to use that as a defence to the claim. Where the limitation period is about to expire, the protocol says the tenant should ask the landlord to agree not to rely on a limitation defence.

  • Personal injury component of a disrepair claim: 3 years from date of injury or knowledge
  • An action founded on simple contract may not be brought after six years from the date on which the cause of action accrued (Limitation Act 1980, section 5)

This guide does not say which limit applies to a particular disrepair claim.

Where to go next

Housing
Repairs
Your landlord's general duty to carry out repairs.
Leasehold
Repairs, service charges and your rights if you own a leasehold flat.
Awaab's Law
The fixed timescales social landlords must meet for damp, mould and other hazards.
Damp and Mould
Specific rights around damp, mould, and Awaab's Law.

Frequently asked questions

Can I claim compensation from my landlord for not doing repairs?

If your home is not fit for human habitation, GOV.UK says tenants can take their landlord to court under the Homes Act, which applies in England. The court can make the landlord carry out repairs and pay compensation. You need to tell your landlord about the problem first and allow a reasonable amount of time for it to be fixed.

How much compensation can I get for housing disrepair?

GOV.UK says there is no fixed limit on how much compensation may be awarded. The court decides by looking at how long the home was unfit, how bad it was and how this harmed you.

Can my landlord evict me if I complain about repairs?

The old protection, in the Deregulation Act 2015, worked by invalidating a Section 21 notice served within 6 months of a council improvement notice or emergency remedial action. Since 1 May 2026 there is no Section 21 in England at all, so a landlord cannot end your tenancy simply because you complained. They have to prove one of the Section 8 grounds in court, and Grounds 1 and 1A are unavailable in the first 12 months of a tenancy. Where a landlord seeks possession under Ground 6B because they are subject to enforcement action, the court can order them to pay you compensation.

How long do I have to make a housing disrepair claim?

For claims involving personal injury (e.g. respiratory illness from mould), the time limit is 3 years from the date of injury or knowledge. For an action founded on simple contract, the Limitation Act 1980 says six years from the date on which the cause of action accrued.

Related guides

Eviction
The Section 8 grounds a landlord must now prove, and the notice periods.
Housing Rights
All the housing guides in one place.
Section 21
Why no-fault eviction ended in England, and what replaced it.
Tenancy Agreements
Rights you cannot sign away, including repair obligations.
Legal Aid
Whether you can get legal aid for serious disrepair.
Section 8 Grounds 2026
The notice period for each, and how to challenge a claim

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Know Your Rights UK. "Housing Disrepair Claims UK: Compensation Guide." Know Your Rights UK, https://www.knowyourrightsuk.com/housing/housing-disrepair