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Universal Credit Changes 2026: What's Changing from April

Last updated: Checked against primary legislation on legislation.gov.uk

Three significant Universal Credit changes took effect from 6 April 2026 under the Universal Credit Act 2025. Whether they leave you better or worse off depends mainly on your family size and whether you have a health condition, here's what changed and what to check.

Key points
  • Standard allowance rose above inflation: single 25+ now £424.90/month (was £400.14)
  • Two-child limit abolished, a child element for every child you're responsible for
  • New two-tier health element: protected rate £429.80, new-claimant rate £217.26
  • Lower LCWRA rate is frozen until 2029/30 (won't rise with inflation)
  • Existing LCWRA claimants and protected groups keep the higher rate

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1. Standard allowance increased above inflation

From 6 April 2026, the UC standard allowance rose by more than inflation, the first of several above-inflation rises planned each year up to 2029/30. The new monthly rates are:

Who2025/262026/27
Single, under 25£316.98£338.58
Single, 25 or over£400.14£424.90
Couple, both under 25£497.55£528.34
Couple, one or both 25 or over£628.10£666.97

These are monthly amounts. See our full UC amounts guide for elements, the taper rate and worked examples.

2. The two-child limit has been abolished

From 6 April 2026, the two-child limit no longer applies to Universal Credit. Previously, most families could only get a child element for their first two children. Now you can receive a child element for every child you are responsible for, including third and subsequent children.

If you have three or more children and previously lost out under the two-child limit, your UC should now include a child element for each child. Check your UC statement, if it has not updated, raise it in your online journal.

3. New two-tier health element (LCWRA)

The biggest change affects the UC health element, the extra amount paid to people found to have Limited Capability for Work-Related Activity (LCWRA). From 6 April 2026 there are now two rates:

RateMonthly amountWho gets it
Higher (protected)£429.80Existing LCWRA claimants and protected groups (see below)
Lower (new claimants)£217.26New claimants found LCWRA on or after 6 April 2026

The lower rate is also frozen until 2029/30, meaning it will not rise with inflation.

This is a reduction of roughly half for most people newly found to have LCWRA from April 2026 onwards. It does not reduce the amount of people who were already receiving the LCWRA element before that date.

Who keeps the higher (protected) rate?

You keep the higher health element (and it continues to rise with inflation each year) if you are in one of these groups:

  • You were already receiving the UC LCWRA element before 6 April 2026
  • You were getting the ESA Support Component when you moved to UC
  • You meet the Severe Conditions Criteria (a severe, lifelong condition with constant limitations)
  • You are terminally ill (claiming under the special rules)
  • You are reassessed and found to have a worsening condition that meets the criteria
If you are unsure which rate applies to you, check your UC journal or speak to a benefits adviser. The Severe Conditions Criteria in particular can be complex, getting it right matters, because it protects the higher rate.

What you should do

  • Check your April 2026 UC statement to confirm your standard allowance increased
  • If you have 3+ children, check a child element now shows for each child
  • If you have a health condition, find out whether you fall under the higher or lower health element
  • If you think you meet the Severe Conditions Criteria but are on the lower rate, get advice
  • Report any change in your circumstances or condition through your UC journal

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Frequently asked questions

What are the main Universal Credit changes in 2026?

From 6 April 2026, three main things changed: the standard allowance rose above inflation, the two-child limit was abolished (so you get a child element for every child), and a new two-tier health element began, new LCWRA claimants get about £217.26 a month instead of the £429.80 protected rate that existing claimants keep.

Has the two-child limit been scrapped?

Yes. The two-child limit was abolished for Universal Credit on 6 April 2026. Families can now receive a child element for every child they are responsible for, including third and subsequent children, not just the first two.

How much is the UC health element in 2026?

There are two rates from 6 April 2026. The higher, protected rate is £429.80 a month and applies to existing LCWRA claimants and protected groups (such as the Severe Conditions Criteria or terminally ill). The lower rate of £217.26 a month applies to new claimants found to have LCWRA on or after 6 April 2026, and is frozen until 2029/30.

Will my Universal Credit go down in 2026?

For most people, no. The standard allowance went up, and existing health element claimants keep the higher protected rate. The reduced health element only affects people newly found to have limited capability for work-related activity from 6 April 2026 onwards.

What is the UC standard allowance for a single person over 25 in 2026?

From 6 April 2026 the standard allowance for a single person aged 25 or over is £424.90 a month, up from £400.14. This is part of a planned above-inflation increase running to 2029/30.

Related guides

Universal Credit, Full Guide
Eligibility, amounts, elements and appeals for UC.
How Much UC Will I Get?
2026/27 standard allowances, elements, taper and worked examples.
How to Apply for UC
Step-by-step UC application, evidence and your first payment.
UC Eligibility
Who qualifies for Universal Credit and common exclusions.

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Know Your Rights UK. "Universal Credit Changes 2026: What's Changing from April." Know Your Rights UK, https://www.knowyourrightsuk.com/benefits/universal-credit/changes-2026