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Opt Out of the Winter Fuel Payment: 2026/27 Rules

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Checked against GOV.UK and mygov.scot. Edited by Steven Butler.

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You can no longer opt out of the Winter Fuel Payment for winter 2026 to 2027 in England, Wales or Northern Ireland. You will be able to opt out for winter 2027 to 2028 from 21 December 2026. In Scotland, you opt out of Pension Age Winter Heating Payment by calling Social Security Scotland, or you can cancel an award and return the payment.

Key points
  • ✓You can no longer opt out of the Winter Fuel Payment for winter 2026 to 2027.
  • ✓You will be able to opt out for winter 2027 to 2028 from 21 December 2026.
  • ✓If you do not opt out and your total income is over £35,000, you receive the payment but HMRC takes it back.
  • ✓If you opted out before and want a payment this winter, contact the Winter Fuel Payment Centre before 31 March 2027.
  • ✓Scotland's Pension Age Winter Heating Payment is opted out of by calling Social Security Scotland, or you can cancel an award and return the payment.

Winter 2026 to 2027: the window has closed

In England, Wales and Northern Ireland, you can no longer opt out of the Winter Fuel Payment for winter 2026 to 2027. If you do not opt out and your total income is over £35,000, you receive the payment but HMRC takes it back, by changing your tax code or adding the amount to your Self Assessment tax return. Your partner's income does not count towards your total income.

You will be able to opt out for winter 2027 to 2028 from 21 December 2026. GOV.UK's opt-out page is the place to check how to opt out when the window opens. Our Winter Fuel Payment guide has the eligibility rules, rates and payment dates.

Does opting out actually save you money?

GOV.UK says you can opt out of receiving Winter Fuel Payment if your income is over £35,000 or you do not want to receive it. If you do not opt out and your total income is over £35,000, HMRC takes the payment back. If HMRC changes your tax code to pay it back, the tax deducted from your wages, salary or pension will increase.

If you complete a Self Assessment tax return, you must include your Winter Fuel Payment on it each year you get it, and HMRC will usually include the amount automatically if you file online.

If HMRC is already collecting a previous year's Winter Fuel Payment through your tax code when a new one is added, HMRC collects both payments at the same time, which means you pay more tax each month. In GOV.UK's example you pay approximately £30 to £33 more tax each month if your Winter Fuel Payment is £200 in both years, and if you do not opt out HMRC changes your tax code again in April 2027 to continue collecting the 2026 payment and start collecting the 2027 payment in advance.

If you've opted out before and want back in

You can opt in again by contacting the Winter Fuel Payment Centre. To get a payment for winter 2026 to 2027 you need to contact them before 31 March 2027.

Ways to contact the Winter Fuel Payment Centre:

  • Phone: 0800 731 0160
  • Relay UK if you cannot hear or speak on the phone: 18001 then 0800 731 0160
  • Post: Winter Fuel Payment Centre, Mail Handling Site A, Wolverhampton, WV98 1LR
  • Lines are open Monday to Friday, 8am to 6pm

When you contact them, you will need to tell them your personal details, such as your name, address, date of birth and National Insurance number. Our benefits contact numbers guide lists more DWP numbers.

Scotland: Pension Age Winter Heating Payment opt-out

If you live in Scotland you cannot get a Winter Fuel Payment, but you might be eligible for Pension Age Winter Heating Payment. If you do not want to receive it, you can choose to opt out or cancel your award, and you opt out by calling Social Security Scotland.

If you opt out after a decision has been made on your award, you will still get a payment for the current winter period, and you will not get the payment in future years unless you contact Social Security Scotland and opt in again. You can choose to cancel your award and return the payment instead, and the award is only cancelled if you tell Social Security Scotland you want to cancel and you return the full payment.

If you opt out and change your mind, you can opt in for the current winter period until 31 March. If you opt in after 31 March and want the payment for the previous winter period, Social Security Scotland will consider your reason for the late request, and if it cannot be accepted you will get the payment in future years if you are eligible. To opt in again, contact Social Security Scotland by phone, even if you opted out through the DWP.

Other help with heating bills

Other help with heating bills, according to GOV.UK:

  • A Cold Weather Payment, if you get certain benefits and the temperature drops to zero degrees celsius or below for 7 days in a row
  • The Warm Home Discount, a £150 discount on your bills if you get Pension Credit or live in a low-income household
  • Help with the cost of living from your local council, if you are eligible under the rules in your area

Our Cold Weather Payment guide and Pension Credit guide cover related help with heating bills.

Where to go next

Benefits
Winter Fuel Payment
Full eligibility rules, rates and payment dates for winter 2026 to 2027.
Cold Weather Payment
Help with heating costs when the temperature drops.
Pension Credit
The benefit that can open the door to other help with bills.
State Pension
How the State Pension works alongside the Winter Fuel Payment.

Frequently asked questions

Can I still opt out of the Winter Fuel Payment for 2026/27?

No, not in England, Wales or Northern Ireland. GOV.UK says you can no longer opt out of the Winter Fuel Payment for 2026 to 2027. You will be able to opt out for winter 2027 to 2028 from 21 December 2026.

How do I opt out of the Winter Fuel Payment?

GOV.UK says you can opt out of receiving Winter Fuel Payment if your income is over £35,000 or you do not want to receive it. The window for winter 2027 to 2028 opens on 21 December 2026. The Winter Fuel Payment Centre is on 0800 731 0160, and you can either call the helpline or send a letter by post.

Does opting out of the Winter Fuel Payment save me money?

If you do not opt out and your total income is over £35,000, you receive the Winter Fuel Payment but HMRC takes it back. If HMRC changes your tax code to pay it back, the tax deducted from your wages, salary or pension will increase.

Can I opt back in to the Winter Fuel Payment after opting out?

Yes. You can opt in again by contacting the Winter Fuel Payment Centre, and to get a payment for winter 2026 to 2027 you need to contact them before 31 March 2027.

Is Scotland's Winter Fuel Payment opt-out deadline the same?

No. If you live in Scotland you might be eligible for Pension Age Winter Heating Payment instead. You can opt out of it by calling Social Security Scotland, or cancel an award and return the payment.

Related guides

Benefits Contact Numbers
More DWP and benefit phone numbers.
All Benefits
Every benefit guide in one place.
PIP
PIP explained: who can claim, how the assessment and points work, and how to challenge a decision
PIP Rates 2026/27
Part of our Benefits guides.
Universal Credit: Payment Dates
What happens on bank holidays (you're paid early, never late)
PIP Tribunal Hearing
What happens at a PIP tribunal: who decides, the questions, expenses you can claim

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https://www.knowyourrightsuk.com/benefits/winter-fuel-payment/opt-out
Know Your Rights UK. "Opt Out of the Winter Fuel Payment: 2026/27 Rules." Know Your Rights UK, https://www.knowyourrightsuk.com/benefits/winter-fuel-payment/opt-out